Homeowner Toolkit — Before, During & After the Storm
Free homeowner guides for hail country: what to do before, during, and after the storm — damage documentation, insurance claims explained, scam protection, and printable checklists.
Before the Storm
Know how your home is watched, and be ready before hail season starts.
How SkyVision Watches Your Home — What it means when your home is monitored by SkyVision: radar-based hail detection at your exact address, what triggers an alert, and what to do when one arrives.
Preparing Your Home for Hail Season — A practical pre-season checklist: document your roof before storms hit, know your deductible, trim what can fall, and make the ten-minute plan that saves cars and skylights.
What the Different Alerts Mean — Severe thunderstorm watch, warning, and a SkyVision property alert are three different things. What each one means, and what hail sizes actually do to a home.
During the Storm
The only job during a hailstorm is keeping your family safe.
During the Storm: Stay Safe — The short list for the fifteen minutes hail is falling: where to be, what to skip, and why the roof can wait. Everything else can be dealt with after.
After the Storm
What to do, what to document, and how the insurance process really works.
The First 48 Hours After Hail — A calm, step-by-step plan for the two days after hail: check for hazards, document everything, prevent further damage, and decide about a claim on your timeline — not a stranger’s.
How to Document Hail Damage — The exact photos to take, the notes to keep, and how to inspect your own property safely from the ground — evidence that holds up months later in a claim.
Common Signs of Roof Hail Damage — What hail damage actually looks like on shingles, metal, and around the house — why real damage is often invisible from the ground, and how to read the clues you can see.
Filing a Hail Insurance Claim — When a claim makes sense, how the process actually unfolds from filing to final payment, what the adjuster visit is like, and the questions worth asking at each step.
Deductibles, ACV & RCV — In Plain English — The three insurance terms that decide what a hail claim is actually worth to you — actual cash value, replacement cost, and percentage deductibles — explained with real numbers.
Protect Yourself
You decide who works on your home. Never the other way around.
How to Verify a Contractor — A verification checklist that takes an evening: license, insurance certificates, local footprint, manufacturer credentials, references — and the questions every legitimate contractor answers easily.
Roofing Scam Red Flags — The post-storm playbook used on homeowners every hail season — deductible "waivers," door-to-door urgency, assignment-of-benefits traps — and the two-sentence script that ends all of it.
Print & Keep
Checklists and worksheets that do the remembering for you.
Storm Inspection Checklist — A printable walk-around checklist for after the storm: every surface to check and photograph, from the ground, in one pass around the house.
Claim Documentation Worksheet — One printable place for the claim number, adjuster details, every phone call, and every receipt — the paper trail that wins slow claims.
Contractor Comparison Worksheet — Put three bids side by side on identical terms: verification, scope, materials, warranty, price, and gut check — the fair fight the door-knock is designed to prevent.
Home Inventory Template — A room-by-room inventory you fill out on a quiet afternoon — the single most useful document a homeowner can have on file before any loss, storm or otherwise.
No Soliciting Sign — A free printable sign for your door: no soliciting, no door-to-door sales, decisions made on our schedule — the polite, permanent version of the two-sentence script.